Credit Advisor: tells what a banker will do in credit assessment.  Crop loan is short term loan for crop production. It supports your bills for labour, fertilizer etc.  And it is different from investment credit. The calculator will helps to assess your short term crop loan limit.
Select the name of the district
Amount of loan applied (Rs)
Rate of interest (Normally 5 % per annum for KCC)
Interest application frequency (Normally half year for agricultural loans)
Period of availing KCC loan
Renewal time (Normally annually for KCC)

 

Sl No Crop group Individual items Unit used

Scale of finance

Area  in the same unit

Eligible credit

Minimum Maximum Minimum Maximum
1
0
0
0
0
2
0
0
0
0
3
0
0
0
0
4
0
0
0
0
5
0
0
0
0

 

Eligible credit and interest details Minimum Maximum
Total eligible credit as per scale of finance
0
0
Consumptive credit (10 % )
0
0
Repair and maintenance (20 % )
0
0
Addition for cost increase from second year onwards (10 %  for every year)
0
0
Total Loan Amount Eligible
0
0
Loan amount applied
0
Loan amount sanctioned
0
0
Interest for the loan amount sanctioned for one year
0
0
Total repayment amount at the end of one year
0
0

 

The estimates are based on scale of finance of crops by DLTC 2015-16 collected from NABARD. The Revised Kissan Credit Card (KCC) Scheme guidelines issued by RBI/2011-12/553 dated May 11, 2012 was used to arrive at the loan amount. The results are provided to give a general idea of the eligible finance, the exact loan amount may vary based on factors considered for appraisal. The amount for crop insurance PAIS, and asset insurance are to be added with the total eligible loan amount.